Annuity Companies: Why Choose Us


Are you concerned about outliving your retirement savings or budgeting when you stop getting a regular paycheck from work? An annuity may be a smart investment for you. An annuity is a retirement savings vehicle that you can use to produce a steady stream of income to supplement social security and other forms of income in retirement. Insurance companies issue annuities to people who either make a lump-sum payment or a series of payments. In return, they receive regular payments from the annuity company that begin either immediately or on a specified future date. Funds in an annuity accumulate on a tax-deferred basis and may have the potential for returns, depending on what type you get. There are different types of annuities, including fixed, variable, and fixed indexed annuities.

Noble Wealth Management can help you decide if an annuity is right for you and if so, we can provide you with a selection of annuities to match your unique financial objectives. We often recommend annuities to replace part of the bond portion of your retirement portfolio. As a means of creating fixed income and protecting your savings from market volatility, annuities can be very effective. However, they aren’t for everyone. Depending on your personal goals and circumstances, there may be a more effective option for you. That’s how Noble Wealth Management can help you. With more than 30 years of industry experience, we have a vast knowledge of annuity contracts and how they work in different situations. Our company assists individuals and families with annuities in the Prosser, WA area.

The Benefits of A Fixed Annuity

A fixed annuity allows for tax-deferred capital accumulation. In exchange for a lump sum, a life insurance company like Noble Wealth Management will credit your annuity account with a guaranteed fixed interest rate. Your principal investment is also guaranteed. When you decide to annuitize your contract (start taking payments), you’ll receive the same income for a specified term or for the rest of your life.

  • Guaranteed interest rates are typically higher than those of other little-to-no-risk investment options
  • Funds grow tax-deferred, which means you don’t pay taxes on the money you put in until you start taking payments

The Benefits of A Variable Annuity

Unlike fixed annuities, variable annuities do not produce a guaranteed return. However, your principal investment is still guaranteed by the annuity company. The advantage of variable annuities is that they give you the opportunity to invest in various professionally managed subaccounts. These subaccounts typically contain a mix of stocks, bonds, mutual funds, and similar investments. For that reason, they have the potential to produce higher returns than fixed annuities. But they also come with more risk.

  • Offers tax-deferred accumulation
  • Though returns are not guaranteed, the death benefit typically is
  • You can customize the payment stream to meet your needs

Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your representative or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.


The Benefits of A Fixed Indexed Annuity

A fixed indexed annuity offers a guaranteed rate of return with the potential for additional returns based on the performance of a market index, such as the S&P 500. The result is typically greater upside than a fixed annuity, but with less risk than a variable annuity.

  • Offers principal protection and a guaranteed minimum for returns
  • Offers limited potential for growth when the market does well

Are you looking for an annuity company near Prosser, WA? Noble Wealth Management offers comprehensive financial services, including retirement planning. We can help you decide if an annuity is right for you and offer you a selection of the best contracts for your needs and goals. Call our office in order to get in touch with a qualified professional and start planning for your future today. 



With 27 years of experience and the knowledge to help you with a variety of aspects of your financial future, Noble Wealth Management in Kennewick is home to the expert you need in your monetary corner. We work hard to provide you with the latest industry knowledge so you can rest easy knowing you’ve got the best advisor helping you make fiscally sound decisions.

Grow Your Wealth, Protect Your Family’s Future

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call Noble Wealth Management today.

The information contained on this website is presented for informational and marketing purposes only and is not to be understood as financial advice. You should consult with a representative from Noble Wealth Management for further information, the mere act of contacting Nobel Wealth Management does not create a client relationship. As a result, you should never send any confidential information to our office until representation or client relationship has been established.

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